Payment for cosmetic surgery is due in full at the time of your before surgery appointment. We provide a number of payment options which may be used individually or combined according to your wishes.
Our patient coordinators are readily available to meet with you personally to provide the specific information you desire.
- Cash or Check: Personal check, cashier's check, or cash.
- Credit Cards: Visa, MasterCard
Patient Payment Plans
We will be happy to assist you with applying for financing should you so desire. We do not handle any financing "in house." But we do have the following options for financing available:
CaptialOne : Patients can apply for up to the total amount of their surgical fee. CapitalOne's fixed interest rates vary from 1.9% to 23.9% with terms from 18-60 months to best suit the needs of the applicant. We also offer a 3,6 or 12 month interest free option through CapitalOne. Patients can apply to CapitalOne by calling 1-877-559-5050 or by applying online at http://www.capitalonehealthcarefinance.com/.
CareCredit: Patients can apply for up to the total amount of their surgical fee with a minimum of $2000 financed. We offer CareCredit's fixed interest rate of 16.9% over a 48 month timeframe.
We are also pleased to offer a 3 month, no interest program with a minimum of $300 financed.
There is no penalty for prepaying the loan. Patients can apply to CareCredit by calling 1-800-365-8295, online at http://www.carecredit.com/ or by asking our patient coordinator for an application while in our office.
Financing Applications: Detailed information and financing applications for CapitalOne or CareCredit are available from our patient coordinators. They can assist you in the process of obtaining your preferred financing option.
Insurance Covered Procedures: Dr. Todd Ginestra is now accepting Anthem insurance. In the event Plastic Surgery Services of Fredericksburg is not participating with your insurance carrier, you may have options that could be of interest to you:
We can perform the medical/reconstructive services that you are seeking as an out of network provider. You should first contact your insurance plan to see whether you have out of network coverage benefits. Although payment will be expected at the time of your initial visit and prior to any procedure, we will supply you with the appropriate CPT code (s) and other necessary documentation so you can successfully file the claim with your plan. Referrals and pre-authorizations will still be your responsibility and will be used by you when submitting your claim. If you have more questions regarding this option, our patient coordinator can attempt to assist you.